Use smart technology to protect the things you love and we’ll give you a fairer price on your home insurance.
And just by joining, you’ll help protect the planet and contribute to good causes.
The things that matter most can be insured, but they can never be replaced.
We reward you for using smart technology to protect what you love.
We’re replacing the idea that insurance exists simply to replace your stuff.
Locket is insurance priced according to what you own, and how you protect it.
As seen in
Insurance for what you have.
Protection for what it means.
No annual increases
The price you see is the price you get. We don’t lure you in and then hike it up.
No robocalls, only our friendly team in the UK, here to talk whenever you need us.
No need to wait for your renewal. We’ll cover any cancellation fees your old insurer charges you.
Easy, monthly rolling contracts. Flexible cover. Everything in an app, and no admin fees, ever.
Get covered in 60 seconds
Tell us what smart tech you have
See your price
in 60 seconds
Exclusive offers on tech we trust
Locket members get access to our Smart Store – a curated range of smart technology to protect your home and upgrade your life.
We’re planet positive.
We work with Pachama to offset all of our carbon emissions (and then some).
For every four tonnes of carbon created by our business, we save five – by helping to fund reforestation and forest protection schemes.
We’re committed to raising investment via crowdfunding, because we believe the best businesses are people-powered. 764 of you have already come together to support our vision for a better kind of insurance.
Join the movement today and register your interest.
No hassle. No drama. Just straight FAQs.
Because we’re built on the latest technology. Our super-intelligent pricing algorithm gathers the latest data from publicly available sources on the internet so you don’t need to waste time playing ’20 questions’ just to get a quote.
We only ask what tech you’ve got. We don’t have access to your devices and there’s no way that we could.
If you use our Network Scanner to identify your tech, it’s doing just that – identifying it as a device on your Wi-Fi network. We can’t mess with your heating, answer your door, or listen to you belting out Beyoncé in the shower.
We’d love to! The key thing to note is that you get the same level of protection with us as with any other UK insurance provider.
We’re an ‘Appointed Representative’ of Pro MGA Solutions Ltd who are authorised and regulated by the UK Financial Conduct Authority (FCA Ref: 770419), and we’re underwritten by WAKAM – a 200 year-old insurer.
So, while we’re still young and spry, we’ve got the backup of well-established institutions.
Great! We have the answers. Chat to our team via our live chat service. If no-one’s around, you can use our help section, or leave us a message and we’ll get back to you as quickly as we can.
If you like what you see, give us a try! Start a quote using the link below. You can usually see your price in less than 60 seconds.
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