Insure the real. Protect the ideal.

Insurers treat the world as replaceable, everything has a price. When “bad things” happen, a payout fixes it. 

What’s worth a lot to you is usually priceless. Your dad’s old records. Your wedding photos. Even that Lego Millennium Falcon you put your heart and soul into. They add up to what makes you, you. 

Of course we’ll still pay your claim (and quickly!) to help you with repairs or replacements. But wouldn’t it be better if you never had to claim in the first place?

It’s time we change the odds rather than leave our life’s worth to chance.

We empower our members to use tech to danger-proof the everyday, giving them insurance for things worth money, and assurance for things worth way more.

Let’s face it, we’re an anomaly. We actively change the risk of harm, rather than price for it. 

Partly because it can be done, but mostly because we believe it should be done. 


“Did you know the first home insurers owned and operated the first professional fire brigades? They would literally come to your house and put the fire out. Now imagine that with cutting-edge smart technology.”

CEO, Krystian Zajac

Our team

Meet the genuine, carbon-based humans that make Locket great.

Krystian
Krystian
CEO & Co-Founder

Krystian started his ventures from his dining room table, assisted by his then 5-year-old son, Kamil. He eventually went on to co-found award-winning insurtech, Neos. Arriving from Poland at the young age of 24, Krystian started his career in the UK as a dishwasher at LaGaffe (www.lagaffe.co.uk). This is probably the reason why the thing he finds most relaxing is… washing dishes.

Dan
Dan
CTO & Co-Founder

Dan is regarded as a first-class smart home expert. Though the beard is the envy of many of his older counterparts, he is a young star in the tech world. As well as helping to found Neos and heading up Product, Dan has served with some of the world’s top tech brands, including smart home superpower Samsung SmartThings. Outside of work, Dan is an amazing father to two adorable girls.

Tim
Tim
Head of Finance

Our in-house 007, Tim, knows that the meaning of life, the universe and everything in-between is 42. As Head of Finance, Tim is our numbers guy. While that might not sound like the most glamorous of roles, Tim works remotely from Italy, spends his time climbing mountains, and is always game for a new adventure. Who knew finance could be so cool!

Anwar
Anwar
Chief Insurance Officer

Chief Insurance Officer and all-around legend, Anwar is simply known to us as “The Man”. With over 20 years of industry experience, working for some of the largest insurance companies in the world, it’s no surprise Anwar was named one of the Top 100 Asian Stars in the UK.

Rob
Rob
Head of Digital Marketing

Rob participated in our Insiders programme in October 2020 and liked it so much that he decided to hang around! He’s a performance marketeer that looks after our data-driven marketing initiatives, leading on paid acquisition and SEO. Outside of work, he’s a jazz musician, cyclist, runner and gamer.

Hamza
Hamza
Director of Partnerships

Hamza is our Partnerships Director and in-house food expert. If you ever need to know the next up-and-coming restaurant – Hamza’s your man. A people person with the gift of the gab, building relationships comes as second nature. Hamza’s on a mission to collaborate with like-minded companies who want to turn the world of insurance upside down. Outside of work, Hamza loves running, travelling, music and dogs.

Nasreen
Nasreen
Head of Member Experience

Our Head of Member Experience, Nasreen, is no stranger to the life of a start-up, having previously worked for start-ups of bike schemes and servicing works. She is our ray of sunshine and the main reason we smile each day. We’re forever surprised by her never-ending talents – including her ability to grow 150 rare plants in her cosy London apartment (all legal, btw ?).

Danny
Danny
Non-exec Director

With over 30 years of industry knowledge and 20+ dedicated solely to building and scaling MGAs, it’s fair to say Danny is a world-class expert in insurance startups. Danny is CEO of Pro MGA Solutions, a global MGA incubator platform with over $500m GWP under management.

Will
Will
Non-exec Director

Will is a renowned tech entrepreneur and co-founder of Control4, one of the world’s most valuable smart home companies. He has successfully raised more than £300m in private capital across multiple ventures and is a regular fixture on the tech media circuit.

Steve
Steve
Advisory Board

Steve is a respected figure in the IoT industry who has delivered custom technology for Apple, Ford, HP, Orange, and many more. Steve serves as an advisor for Ring video doorbell – one of the most successful IoT products ever – and spearheaded Dixons Carphone’s move into the connected home industry.

Chaim
Chaim
Advisory Board

Chaim has nearly 20 years’ experience in the global insurance market, spanning all lines of business from personal to commercial lines. He has a solid track record of successfully spinning up large insurtech PoC’s in collaboration with major insurance carriers in the UK, US, and Middle East.

Andrii
Andrii
Head of Software and System Architect

Known as Neo at work, Andrii is Locket’s ‘chosen one’, controlling our version of the Matrix – Locket’s app. Sure, he’s a better-looking version of Keanu Reeves, but he’s also got more skills. As our Head of Software and System Architect, Andrii doesn’t need gelled back hair and a leather trench coat to be impressive.

Wiktoria
Wiktoria
Graphic Designer

Wiktoria is always on hand to make the impossible – possible. Of course, she also makes this look really easy and does it at lightning speed and superhero efficiency. Moving seamlessly between UI/UX tasks and graphic design, when not at work, Wiktoria is addicted to reading and watching films – she’s currently attempting to beat the world record for the most-watched movies – how does she do it?!

Sonia
Sonia
Graphic Designer

Sonia is an Art Lover. As a graphic designer, she loves to work in many fields, from UI prototyping to motion picture. Always ensuring she makes things both useful and beautiful, Sonia spends her spare time scouring the internet to get inspiration for collages and DIY ideas.

Tomek
Tomek
Head of Creative

Tomek loves to look at the world from different angles, not only from a human’s perspective but also through his camera and drone. His keen observational skills help him in his work with UX/UI design. Tomek worked for the Swiss market for a long time, which piqued an interest in a minimalistic lifestyle.

Marcin
Marcin
Website Developer

A Full Stack Developer, Marcin is the guy we can always count on, no matter the task. A problem-solver specialising in web technologies, he’s our resident wizard and all-around superstar. Professionally, Marcin can be relied upon to create something from nothing; privately, he is a self-confessed AFOL (lego fan to us mere mortals!) and an avid gamer.

Laura
Laura
Copywriter

Our Copywriter, weaver of words and all-around Wonder Woman, Laura, handles the written content across our platforms. She’s a big fan of Queen, wandering up hills, and wacky shirts. She’s based in Scotland with her two cats, Freddie and Delilah.

Kirsty
Kirsty
Exec Assistant/Interim TX

Gatekeeper of calendars, organiser of events, lover of Christmas and protector of team wellbeing; Kirsty is our resident adult. Her job encompasses so many roles we’ve given up trying to allocate a title (though she would like to be known as the Locket Elf). When not at work, she is happiest in dungarees growing vegetables, walking her spaniel or doing DIY.

Gus
Gus
Head of PR

Gus has an almost unhealthy obsession with driving coverage for insurance, tech and startup clients and, in a previous life, worked as a PR consultant. Now, Gus is our Head of PR and Comms and ensures we come across well externally. When not working, he’ll almost certainly be watching sport – particularly cricket, football (Liverpool fan) and rugby – all of them most likely from the pub.

Huda
Huda
Member Experience Rep

Huda is part of our Member Experience team and will go out of her way to treat our members like royalty. A loving mum of two, Huda enjoys nothing more than travelling or reading Neuropsychology articles in her spare time. Huda exudes positivity and makes the world a happier, brainier place.

Taonga
Taonga
Member of MX Team

Taonga is one of our awesome Member Experience specialists. Born in Zambia but raised in Northern Ireland, Taonga eventually moved to London to experience city life. Taonga is effortlessly cool, hilariously funny and always willing to help. As well as busily responding to our members, Taonga will soon have his hands full as he and his wife welcome their baby daughter into the world.

Jason
Jason
Software Architect

Jason is our genius Software Architect, problem solver and designer. One of the more ‘experienced’ members of our team, back in the day, Jason remembers his generation writing games in 1KB. Don’t be fooled by his wise aura; Jason is young at heart and loves wrestling and Sci-Fi. While Jason physically lives on a desert island, spiritually speaking, Jason likes to say he resides in 5th density.

Kamil
Kamil
Software Engineer

The dreamer in our team, Kamil, is a Software Engineer and algorithms fanboy. Though his kindness and humour brightens up our day, his favourite colour is grey. When not working all hours of the day and night, Kamil enjoys creating his Animal Crossing Island in the virtual world and caring for a caracal in the real one. A songwriter and sushi fan, he’s one tech genius we couldn’t do without.

Ela
Ela
Accountant

Working in our Accounts department, Ela is our no.1 – she crunches the numbers, keeps us afloat and makes us all super happy at the end of every month. We’d be lost without Ela’s analytical skills and keen eye for detail. Outside of work, she likes spending time with her family, walking, gardening or reading a good book.

 

Adam
Adam
Copywriter

Adam is known as Locket’s Captain – mainly because he works remotely from his yacht in the Mediterranean. Our in-house tech blogger, he rejected a parrot in favour of a stray cat called Tiny, and is the third founding member of Neos to regroup to Locket’s motley crew. He has grown multiple brands from whiteboard to successful enterprise and helped to raise nearly £15m for IoT start-ups.

Shipu
Shipu
Software QA Tester

Shipu is currently our youngest team member, having recently gained his MSc in Project Management at Coventry University, London. A keen problem solver and gamer, Shipu joins us as our Software QA tester. Never one to shy away from new challenges, Shipu enjoys keeping fit, trying new spicy foods and socialising with his friends.

Eugene
Eugene
Front-end developer

One of our Senior Developers, and the newest member of our team, Eugene, has a fighting spirit that we love. Taking an active interest in travel, you’ll often find him up a mountain or on the ski slopes. Our resident footballer and Thai boxer, we can trust Eugene to think on his feet, never admit defeat and keep going until Locket is the reigning champion of home insurance.

Join the team.

We’re an ambitious, rapidly-growing startup with an amazing product and a powerful vision. We’ve got some of the most brilliant, talented and motivated people in the world. Now all we need is you.

Globally local.

We’re remote-first, collaborating and innovating from the places that inspire us most – wherever they are. Because inspiration rarely strikes in an office. But we have those, too. 


United Kingdom

Mercury House
117 Waterloo Road
London SE1 8UL

Poland

ul. Gabriela Narutowicza 40/1
90-135 Łódź

Talk to us.

We welcome all comments, questions, suggestions, ruminations and riddles. We’re trying to reshape insurance for good, and we can’t do that in a vacuum.

e: hi@locket.insure

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